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Auto Insurance, How Do I Lower My Auto Insurance Rates?
by Samira Jiwani
Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates.
If you change jobs and your drive to work changes or you stop working or you work from home, you should contact your insurance company.
If you have a teen driver and they go to school over 100 miles away without a car then you should be able to get a discount.
If you get married and are in your teens or twenties call your insurance company and see about combining your policies.
Take defensive driving if your state allows it for a discount.
See if increasing your comprehsive and collision deductibles will save you a lot of money. You need to compare what you're saving and how much more you will have to pay if you file a claim. For example, if you go from $500 to a $1000 deductible and it lowers your insurance $50 per 6 months then it saves you $100 a year.
It will take you 5 years to break even from what you are saving compared to how much more you have to pay.
Now, if it saves you $250 every six months then it would be more worth your while.
See if combining your auto and home insurance polices will qualify for a multi policy discount with your current company. This could be a substantial discount.
One of the biggest ways you could save $200-$500 or more a year is shopping around for insurance. The auto insurance industry is very competitive and this is great news for smart consumers like yourself. Shop for auto insurance quotes here and see how much you can save.
A. Chris Tijerina has over 3 years of experience in the auto insurance industry and has seen many different people deal with auto insurance related problems. http://www.insurance-for-cars.com answers many of the questions facing drivers today.
About The Author: Samira Jiwani
http://www.info4-auto-insurance.com
These articles on lifestyle and more
Return to the selection of auto insurance
You may want to try these articles on auto insurance
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You may want to try these websites for additional information
http://www.carinsurance.com/auto-insurance-quote.aspx
http://www.statefarm.com/insurance/auto_insurance/auto_insurance.asp
http://www.insure.com/
The information provided in this article is the express opinion of the author. Exchangenet is not responsible for the content!
Since there are many factors that go into determining your auto insurance rates, there are many chances to lower your rates.
If you change jobs and your drive to work changes or you stop working or you work from home, you should contact your insurance company.
If you have a teen driver and they go to school over 100 miles away without a car then you should be able to get a discount.
If you get married and are in your teens or twenties call your insurance company and see about combining your policies.
Take defensive driving if your state allows it for a discount.
See if increasing your comprehsive and collision deductibles will save you a lot of money. You need to compare what you're saving and how much more you will have to pay if you file a claim. For example, if you go from $500 to a $1000 deductible and it lowers your insurance $50 per 6 months then it saves you $100 a year.
It will take you 5 years to break even from what you are saving compared to how much more you have to pay.
Now, if it saves you $250 every six months then it would be more worth your while.
See if combining your auto and home insurance polices will qualify for a multi policy discount with your current company. This could be a substantial discount.
One of the biggest ways you could save $200-$500 or more a year is shopping around for insurance. The auto insurance industry is very competitive and this is great news for smart consumers like yourself. Shop for auto insurance quotes here and see how much you can save.
A. Chris Tijerina has over 3 years of experience in the auto insurance industry and has seen many different people deal with auto insurance related problems. http://www.insurance-for-cars.com answers many of the questions facing drivers today.
About The Author: Samira Jiwani
http://www.info4-auto-insurance.com
These articles on lifestyle and more
Reprint this article free of charge as long as you keep the author's resource box or bio intact and the links active. A copy of the ezine or URL of the page where the article was reprinted emailed to the author would be very much appreciated. auto insurance
Return to the selection of auto insurance
You may want to try these articles on auto insurance
Auto Insurance, 8 Reasons To Change Your Car Insurance Company by Aaron Brooks Approximately 586 Words
Auto Insurance, Auto Insurance by Dave Lympany Approximately 758 Words
Auto Insurance, Automobile Insurance Terminology by Jude Wright Approximately 440 Words
Auto Insurance, What Level Of Auto Insurance Do You Need? by Terry Ross Approximately 518 Words
Auto Insurance, Auto Insurance: Be It Cheap Or Expensive by Mark Dodd Approximately 609 Words
Auto Insurance, Is A Higher Auto Insurance Rate For Men Twenty Five And Below Discrimination? by Mark Dodd Approximately 443 Words
Auto Insurance, Need Auto Insurance? This Article Will Save You Time & Money By Comparing Multiple Insurance Quotes And Get The Best Rates! by AutosBargain.com Team Approximately 357 Words
You may want to try these websites for additional information
http://www.carinsurance.com/auto-insurance-quote.aspx
http://www.statefarm.com/insurance/auto_insurance/auto_insurance.asp
http://www.insure.com/
The information provided in this article is the express opinion of the author. Exchangenet is not responsible for the content!